<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9">

	<url>
		<loc>https://migukstory.com/blog/ira-401k-rmd-year-end-2026-korean-senior-guide/</loc>
		<news:news>
			<news:publication>
				<news:name>미국 스토리</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-04T00:00:00.000Z</news:publication_date>
			<news:title>IRA·401(k) 연말 RMD 마감 D-88 — 한인 시니어 지금 인출 안 하면 25% 벌금</news:title>
		</news:news>
	</url>

	<url>
		<loc>https://migukstory.com/blog/itin-renewal-2027-tax-season-korean-guide/</loc>
		<news:news>
			<news:publication>
				<news:name>미국 스토리</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-04T00:00:00.000Z</news:publication_date>
			<news:title>ITIN 만료 확인·갱신 지금 해야 2027년 세금 환급 받는다 — 한인 이민자 완전 가이드</news:title>
		</news:news>
	</url>

	<url>
		<loc>https://migukstory.com/blog/ai-agents-workplace-korean-workers-risk-guide-2026/</loc>
		<news:news>
			<news:publication>
				<news:name>미국 스토리</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-03T00:00:00.000Z</news:publication_date>
			<news:title>AI 에이전트가 직장에 들어왔다 — 한인 간호사·법무보조·회계사·소상공인 직종별 위험도와 생존 전략 (2026)</news:title>
		</news:news>
	</url>

	<url>
		<loc>https://migukstory.com/blog/college-ed-ea-decision-d29-korean-guide-2026/</loc>
		<news:news>
			<news:publication>
				<news:name>미국 스토리</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-03T00:00:00.000Z</news:publication_date>
			<news:title>얼리 디시전 지원 결정 D-29 — 한인 가정이 지금 확정해야 하는 이유와 재정보조 리스크 완전 가이드 (2026)</news:title>
		</news:news>
	</url>
</urlset>
